Promotions

Fox FCU Fall Line-up of Loans

 

Rate Reduction

 
Reduce your interest rate while boosting your membership at Fox FCU Up to 1% rate reduction* on your new and used auto loan. No payments for 60 days. For complete loan details and qualifying criteria, visit www.foxcredit.orh/promos.
 

RATE REDUCTION DETAILS- GO AS LOW AS 4.99% APR OAC*

Apply for a New or Used Auto Loan during our Rate Reduction Loan Promotion starting July 1, 2024 through December 31, 2024, and receive an additional 0.25% rate reduction for each service below that you add to your membership up to a maximum of 1.00%. See products and qualifying criteria below:

Debit Card- you must have a checking account that is in good standing. A minimum of 5 purchase transactions are required within a 30-day period. ATM/Debit Card Request Form

Online Billpay- you must have a checking account to sign up for Billpay. Monthly service fee of $5.00 waived with qualifying transactions. Billpay must be active for at least 6 months from date of loan funding. Sign up for Billpay by logging into your online banking account.

Direct Deposit- Minimum $500.00 per month deposited into your checking account.

Mobile App – Download the Fox FCU mobile app.

Checking Account- $500.00 minimum initial deposit required.  Open or add an account

Auto-Pay- Sign up to have your loan payment automatically deducted from your Checking or Share Savings account.

All services must be activated within 30 days of loan funding. Other fees, terms and conditions may apply.

Please contact lending@foxcredit.com with any questions.

*Annual Percentage Rate on approved credit for qualified applicants based on FICO score. Standard auto loan APRs range from 5.99% to 16.90%. Actual interest rate is based on your credit score. If your FICO score is 730 or above, your starting APR would be 5.99%. If you obtained the maximum discount of 1.00%, your fully-discounted APR in this example would be 4.99%. Rates are accurate as of September 23, 2024, and are subject to change without notice. You must be a member of Fox FCU to apply for a loan. You can reduce your standard auto loan APR by 0.25% for each of the services listed above that you add to your membership (up to a maximum auto loan reduction of 1.00% off the applicable standard auto loan APR). Rate reduction applies to vehicles not already financed by Fox FCU. Other terms and conditions apply. This offer may be rescinded, if among other reasons the total dollar amount of all Rate Reduction Loan Specials Promotion requests exceeds Fox FCU’s limits. Please contact our loan department for complete loan details and qualifying criteria. Offer begins July 1, 2024, and ends December 31, 2024 .

mortgage

Are you ready for homeownership?
 

ARE YOU READY FOR HOMEOWNERSHIP?


Homeownership is a big financial decision that requires careful consideration.
By answering the questions below, you could determine if you are ready to become a homeowner.

  1. How good is your credit score?
    For the best loan programs and lowest rates, a credit score over 700 will usually be required. Request your free credit report at annualcreditreport.com. Work to improve it with timely payments and good credit utilization.

  2. How much do you have saved for a down payment?
    Although you can purchase a home with little or sometimes no down payment, the more down payment you have, the better your mortgage terms might be.

  3. Are you prepared for home repair costs?
    Owning a home makes you responsible for often costly and sometimes unforeseen repair bills.

  4. Have you budgeted for all costs of owning a home?
    Costs of owning a home include more than just the mortgage payment. You will be responsible for homeowners’ insurance, property taxes and maybe even association dues. Additionally, you will also have the costs of the utilities in your new home.

  5. How long do you plan to stay in your new home?
    If you are looking for a short-term living situation, owning may not be the right step. It normally takes 3-5 years to recoup your costs of buying a house.

  6. Are you read to see what loan options are available to fit your needs?
    Submit your inquiry and get pre-qualified.  

For additional information please contact chris.deri@foxcredit.com

SALLIE MAE®

 

WHEREVER YOU ARE IN YOUR HIGHER EDUCATION, GET THE MONEY YOU NEED FOR SCHOOL. STUDENT LOANS FROM FOX FEDERAL CREDIT UNION IN PARTNERSHIP WITH SALLIE MAE® COULD HELP!

Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.

  • Competitive interest rates

  • Multiple repayment options

  • No origination fees; no prepayment penalty*

Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. These loans are made by Sallie Mae Bank or a lender partner. Fox Federal Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Parent Loan: This loan must be used to pay for eligible student expenses at participating degree-granting schools. The student cannot be a borrower or cosigner and is not responsible for repaying the loan. The borrower, cosigner, and student must be U.S. citizens or U.S. permanent residents. If the school issues a refund directly to the student, the borrower and cosigner (if applicable) are still responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. * Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. © 2020 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.