Promotions
Attention Fox FCU Credit Card holders!
Your Visa Credit Card is getting an exciting upgrade!
Enhanced features include:
Contactless Payments- making your payments faster and more secure.
Mobile Wallet- make purchases using a mobile smart device instead of a physical card.
Manage & view your credit card information in Online Banking or your Mobile App.
Your current Visa Card will be valid until March 21, 2025, so keep an eye out for your new card arriving before March 21st.
Stay tuned for further details.
disaster loan
Fox Federal Credit Union is here to assist you if you’ve been affected by a natural disaster.
Terms:
Maximum loan amount $3,500.00
Loan term up to 24 months
No payment for the first 60 days
Interest rate starting at a 4.00% lower APR than the current lowest rate offered on a Signature Loan (O.A.C)*
Eligibility Requirements:
To qualify, new or existing member/applicant must reside in a state and county that have been declared a disaster by the Federal Government.
Applicants need to provide a detailed letter explaining how they have been affected by the disaster as well as documented estimates of damage and cleanup costs.
Federal, State, and/or Local assistance may be available to you in your area. Please visit the below links for more information.**
https://www.disasterassistance.gov/
https://www.fire.ca.gov/
https://recovery.lacounty.gov/palisades-fire/
https://chu.house.gov/EatonFire
As a reminder, please make sure to contact your insurance agent as quickly as possible to file a claim on your damaged property. To apply for this loan please sign into your online banking via browser or mobile app. Choose Signature Loan from the drop-down menu and type in Disaster Relief Loan under Loan Purpose.
For questions, please contact lending@foxcredit.org
Holiday loan promotions
Holiday Loan Special
Auto Loans
Purchase a new or used vehicle and receive a 0.25% rate reduction off our current auto loan rates.
Refinance the current balance of your auto loan at another institution and receive a 0.25% rate reduction off our current auto loan rates.
12 Month Holiday Signature Loan
Borrow up to $10,000*
Receive 0.25% rate reduction off our current loan rates.
CD Promotion
Please contact a Member Service Representative for current rates and terms: (310) 432-2344 or msr@foxcredit.com
Rate Reduction
RATE REDUCTION DETAILS- GO AS LOW AS 4.99% APR OAC*
Apply for a New or Used Auto Loan during our Rate Reduction Loan Promotion starting July 1, 2024 through December 31, 2024, and receive an additional 0.25% rate reduction for each service below that you add to your membership up to a maximum of 1.00%. See products and qualifying criteria below:
Debit Card- you must have a checking account that is in good standing. A minimum of 5 purchase transactions are required within a 30-day period. ATM/Debit Card Request Form
Online Billpay- you must have a checking account to sign up for Billpay. Monthly service fee of $5.00 waived with qualifying transactions. Billpay must be active for at least 6 months from date of loan funding. Sign up for Billpay by logging into your online banking account.
Direct Deposit- Minimum $500.00 per month deposited into your checking account.
Mobile App – Download the Fox FCU mobile app.
Checking Account- $500.00 minimum initial deposit required. Open or add an account
Auto-Pay- Sign up to have your loan payment automatically deducted from your Checking or Share Savings account.
All services must be activated within 30 days of loan funding. Other fees, terms and conditions may apply.
Please contact lending@foxcredit.com with any questions.
mortgage
ARE YOU READY FOR HOMEOWNERSHIP?
Homeownership is a big financial decision that requires careful consideration.
By answering the questions below, you could determine if you are ready to become a homeowner.
How good is your credit score?
For the best loan programs and lowest rates, a credit score over 700 will usually be required. Request your free credit report at annualcreditreport.com. Work to improve it with timely payments and good credit utilization.How much do you have saved for a down payment?
Although you can purchase a home with little or sometimes no down payment, the more down payment you have, the better your mortgage terms might be.Are you prepared for home repair costs?
Owning a home makes you responsible for often costly and sometimes unforeseen repair bills.Have you budgeted for all costs of owning a home?
Costs of owning a home include more than just the mortgage payment. You will be responsible for homeowners’ insurance, property taxes and maybe even association dues. Additionally, you will also have the costs of the utilities in your new home.How long do you plan to stay in your new home?
If you are looking for a short-term living situation, owning may not be the right step. It normally takes 3-5 years to recoup your costs of buying a house.Are you read to see what loan options are available to fit your needs?
Submit your inquiry and get pre-qualified.
For additional information please contact chris.deri@foxcredit.com
SALLIE MAE®
WHEREVER YOU ARE IN YOUR HIGHER EDUCATION, GET THE MONEY YOU NEED FOR SCHOOL. STUDENT LOANS FROM FOX FEDERAL CREDIT UNION IN PARTNERSHIP WITH SALLIE MAE® COULD HELP!
Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.
Competitive interest rates
Multiple repayment options
No origination fees; no prepayment penalty*